Financing Your LASIK Procedure

Many people find glasses and contact lenses to be cumbersome and an interference with their lifestyle. In recent years, many people have turned to LASIK vision correction surgery to permanently correct vision disorders such as nearsightedness, farsightedness, presbyopia, and astigmatism.

While LASIK is effective in treating these disorders, it is an elective procedure, which means insurance and Medicaid will not cover the expenses. This leaves you responsible for payment of your LASIK procedure and can make it seem unobtainable. Fortunately, most eye doctors will work with you to help you get the procedure you deserve without sending you to the poor house.

How to Pay for LASIK

Every doctor’s office in America will accept cash, checks, and most major credit cards. If this is an option for you, it may be the easiest way to pay for your procedure. If, like many people, you don’t have the money upfront for an elective surgery, you can talk to your ophthalmologist about financing options.

Financing options may be provided through your eye doctor’s office, or through a third party. There are a number of medical credit cards available that offer low to no-interest depending on your credit history and the terms of your agreement. Speak with your eye doctor to see what companies they work with before determining which one you would like to apply to.

Another option is setting up a flexible savings account (FSA) through your employer. A FSA is an IRS-approved tax deductible medical savings account that is offered by many companies. With a FSA, you can put money aside from each paycheck to save up for your LASIK surgery. It is important to remember that most FSAs do not roll over, so money placed in it one year will not be available the next. If you go this route, make sure you put aside enough to finance your procedure within a year.

There are several options available for people who desire a life free of eyewear. Choose an ophthalmologist who is willing to work with you on the best way to finance your LASIK procedure.

Read more about the Costs Associated with LASIK.

If you are interested in learning more about financing your LASIK procedure, please find an experienced ophthalmologist in your area to schedule a LASIK consultation today.